Automobile, Blog, General, Tips

The hunt for the new car begins

The approach of spring awakens the appetites of motorists as well as the rest. The period is the most favorable to change the car: the devaluation is felt less, the dangers of winter are behind us and the progressively milder climate invites us to rediscover the pleasure of traveling. Thus the house is populated with brochures and estimates. For four-wheel enthusiasts it is an important moment, but even for those who are not particularly fascinated by cars, the change is always a moment of reflection. Because, then, after the emotion of choice and the anxiety of waiting, we come to terms with reality. Dreams end and we enter everyday life.

(ph Contrasto) (ph Contrasto)

If you have the wrong purchase, it’s trouble. And you can’t go back, it’s not convenient, because immediately after mounting the plates the car loses 20 to 30% of the initial value (just think of 22% of VAT). In short, before putting the signature on the new car contract it is good to see well all the pros and cons, and also to reflect on the seemingly irrelevant aspects. Here is a mini guide to conscious and reasoned buying.

Automobile, Blog, General, Tips

Find the money to buy a new car? Here are 6 options

It is the most common form of financing and is normally offered by banks, credit institutions or finance companies. You can get a loan of this type only if you are able to demonstrate a certain financial reliability and the ability to repay the debt in due time. Interest and additional costs may vary between financial institutions.

Hand signing documents
Remember that the institution will ask you to use one of the assets in your possession as a guarantee. Your assets will then be put at risk along this road.

Benefits: A loan can be obtained quite easily and the funds are made available almost immediately.

Disadvantages: The risks and interests could be very high.

  1. Request a loan from a friend or family member
    Another option is to request a loan from a friend, family member or acquaintance, thus avoiding contacting a financial institution. In this case it is very important to discuss the loan in detail and put what was agreed in writing so as to avoid future discussions.

Advantages: You do not have to undergo any financial procedure and you have the possibility to return the loan more flexibly. Depending on the type of relationship that exists between you and the person offering you the loan, the interest may be very low or zero.

Disadvantages: There is a risk of endangering the family or friendship relationship.

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  1. Purchase for purchase
    This method of financing consists mainly of purchasing the vehicle in installments. By signing a contract with the dealer, you agree to redeem the car within a set period. Meanwhile, you have the right to use the vehicle by paying in installments up to covering the entire cost of the vehicle. You will be officially registered as a usufructuary, as well as responsible for insurance and maintenance, while the dealer will legally be the owner until the last installment is paid. Once paid, the machine will officially become yours.

Advantages: Dealers often offer this alternative because it is very simple and fast. Payments can be flexible and the initial payment required is not very expensive.

Disadvantages: Considering the interest, the final price you will have to pay to buy the car could be very high. Furthermore, unlike a flexible loan, you will not be able to change your car with a newer model.

  1. A flexible loan
    Some car manufacturers offer the possibility of obtaining a flexible loan. This solution is similar to the buy-to-buy, but with some differences. Unlike the previous method, when you complete the payment of the installments, you can choose whether to keep the car. You can return it or exchange it for a model of the same house by paying the difference.

People signing a loan
You could also get a discount for the purchase of a new model. This solution is normally offered for some specific models.

Advantages: At the end of the contract, you can change your mind about the car you would like to have. You have the advantage of dealing with a large car manufacturer.

Disadvantages: The terms of the contract could be less negotiable than those of a buy-in purchase.

Automobile, Blog, General, Tips

Tips for buying a used car

Is it better to buy from a private individual or a dealer?
The first question that arises is whether it is better to buy from an individual or an authorized dealer , or a dealer. In the first case the cost required is certainly lower but it must be remembered that there is no guarantee for the car used by a private individual . If, on the other hand, you decide to buy the car from a dealer, you are guaranteed at least one year.

The first suggestion is, therefore, to orientate oneself towards those who sell and buy cars by profession. Do not forget, finally, that if you buy a used car from a private individual, you will have to take care of the transfer of ownership directly.

Which power to choose?
The car ‘s power supply and professional and family needs are parameters that direct your choice towards certain types of car: To understand which feed is most suitable for your next used car, we advise you to read our in-depth analysis on which fuel guarantees the best savings based on individual driving habits.

How much is a used car worth?
Before completing the purchase of a used car, take a few minutes to find out about used car prices : in Italy, Quattroruote’s used car prices have been officially recognized by Istat, which included them monthly in the consumer price basket. By searching online or by consulting a trade magazine it is possible to know if a fair price has been requested , based on the model and year of registration.

The value of the car is defined by standard criteria concerning mileage, endowment and coupons performed. But how do you calculate the price of a used car? It is not easy because you have to consider equipment and especially the kilometers traveled at the same time. Secondly, the quotations take into account mechanics and fully functioning electrical and electronic components, regularly executed and documentable coupons, regularly performed revisions, bodywork and interiors in good condition and tires in good condition.

Pay attention to the mileage
One of the most important parameters to understand how much to pay for a used car is definitely the mileage . To give you an idea, Quattroruote recommends subtracting 0.3% for every 1,000 km more than the value of the standard quotation.

So, when you buy a used car, look at the mileage you have made : since the odometer may have been retouched using special software, you should observe the consumption of the pedal board, that of the seats and that of the shift knob. In these cases consult the maintenance booklet and check when the coupons have been made can make you understand the real state of the car.

Used car, what to check
If you are not an expert, get a mechanic to check the engine for leaks, check the belts, the cooling pipes and the functions of the clutch and the braking system.

However, it may happen that the car is purchased without the proper checks and that after a short time it presents serious problems. In this case, the law provides for the right of withdrawal for the car used by the dealer. This is a guarantee of conformity that lasts 24 months, according to which the vehicle, in the event of serious anomalies, must be repaired restoring the conditions of conformity.

Visual assessment – What to check visually before buying the car:
Try to notice any rust or moisture damage. Make sure you also check the bottom of the car.
Check the correct closing of the doors, the integrity of the fender or the presence of any signs that may indicate damage to the frame.
Be careful that there are no dents or imperfections on the paint to indicate that the vehicle has been repainted after an accident.
Pay attention to possible scratches or dents.
If you notice any of these imperfections, try to negotiate a discount and if the seller does not want to give up the price, make sure he fixes the problems at his own expense before the change of ownership.

Mechanical verification – The mechanical parts that must be checked:
Make sure the coolant is clear and that the transmission fluid is not black or oily.
Check the oil and make sure it is not milky or foamy and that the brake fluid is not darker than the color of the tea.
Check that the engine does not drip liquid and check that the drive belt is not damaged.
Ask to be able to take a test drive with the car and have the seller guide you while you sit in the passenger seat.

Automobile, Blog, General, Tips

New car? Here’s all you need to know

When talking to dealers, sellers and customers, they have come up with common mistakes made when buying or selling a car. It is in fact precisely errors that create short circuits that should not be there, especially because they are to the disadvantage of those who must buy the car.

always express your needs
Buying a car is not easy, above all because in recent times there is a lot of information to be metabolized: the financing, the guarantee, the price, the characteristics of the model, the engine, the gearbox, the fittings. All information difficult to understand for those who are not experts in this world.

One of the most common mistakes that we are told by salespeople is the fact that the customer very often does not express his needs and needs to those in charge. You must always explain your needs to those who sell cars, to ensure that the best solution is given to you and your pockets!

Browsing the various websites, looking at the reviews on YouTube and the price lists that are always on the web, you have the possibility of having a clear and complete idea of ​​what the market offers. Always better to limit your search to a “rose” of more or less wide models, according to personal tastes , so as to be able to satisfy your needs.
Subsequently, after having carried out a thorough research, it would be ideal to go only to the selected dealerships, for the vision of the car. This way you avoid needlessly turning for weeks, looking for the perfect car. Therefore, initially it is better to prepare yourself with the information that is on the web and only then go to the dealership. This way you can understand if the caronline choice is really the right one .

used excellent = right evaluation
One of the things that is hardly paid attention to is the state of one’s car, which must be traded. In relation to the conditions of the used car, it is interesting to note one thing: when you go to a dealer or a car showroom, cars are always presented to the best of their condition ; and this is exactly what they must be when they are brought by the customer to the dealer. Necessary condition to ensure that the best possible evaluation is given.

The car that must be traded must be cleaned both internally and externally; also because the bodywork when it is dirty and dusty could hide some scratches or imperfections. If this were the case, the seller could make a downward assessment of your used car, to protect itself from any bodywork problems that it could not see at the time.

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